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What Padder Offers

Padder supports leasing workflows through programs that vary by property, deal type, and partner setup.

Common offerings include:

  • Padder Guarantor (Residential | Insurance policy): supports lease approvals and provides rent-related protection, subject to policy terms, limits, and exclusions.
  • Padder Deposit (Residential | Insurance policy): replaces the tenant’s Last Month’s Rent (LMR) deposit with a one-time insurance premium (where available/applicable), subject to policy terms.
  • Padder Lease Protection (Commercial | Services agreement + warranty): a warranty-backed program tied to defined services, with set reimbursement rules and limits.

Padder programs may be accessed through partnering properties and, in some cases, through referral partners such as brokers, realtors, immigration services, and other tenant-support businesses or service providers (where applicable).

Looking for program details?

For coverage, eligibility, pricing/quotes, claims or reimbursements, and step-by-step guidance, visit the relevant Help Centre section:

  • Residential Tenants: Padder Guarantor 
  • Residential Operators: Padder Guarantor 
  • Commercial Tenants: Lease Protection
  • Commercial Operators: Lease Protection

Not every program is available in every region or for every deal type. See Where Padder is available for details.