Documents & Information Required from Tenants for Padder Guarantor

Documents & Information Required from Tenants

1. Personal & Contact Information

• Full name
• Current address
• Date of birth
• Immigration or visa status (if applicable)
• Contact information (phone, email)

2. Lease Information

• Building name and address
• Monthly rent amount
• Lease term and start date
• Roommate information (if applicable)

3. Financial Details

• Social Insurance Number (SIN) (optional, but preferred for identity verification)
• Soft credit check (Padder runs this automatically during application)
• Bank account connection (for income and balance verification)
  • Padder uses secure financial APIs to view:
    • Account balances
    • Income streams
    • Spending patterns

4. Identity Verification

• A valid government-issued photo ID (e.g., passport, driver’s licence, PR card)

Why This Is Required

Padder uses this information to:

• Assess tenant affordability and risk profile
• Offer custom pricing and appropriate coverage
• Comply with KYC (Know Your Customer) and underwriting requirements