How checkout works for Padder Deposit
How signing and payment work when you check out your standalone Padder Deposit policy.
For a standalone Padder Deposit application, one person — the primary applicant — completes checkout for the whole lease. Here's how signing and payment work. For the full flow, see How to Apply for Padder Deposit.
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Review your order: Confirm your monthly base rent and you'll see your one-time Padder Deposit premium for the lease.
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Sign and accept the terms: Review your Padder Deposit policy agreement, sign electronically, and check the box accepting the terms. The payment button unlocks once you've signed and accepted.
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Pay your premium: Pay your one-time premium through secure checkout:
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Interac e-Transfer (free, recommended). Click 'Generate reference code' for your unique code (looks like PADR-XXXX). Send your transfer to payments@padder.com with the code in the message field. Auto-deposit is on — no security question needed. Click 'I've sent the transfer', and we'll confirm receipt within 48 hours.
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Credit or debit card. Pay directly through secure checkout. A 2.4% processing fee applies.
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You're covered: Once your payment goes through, your policy is issued and you'll receive a receipt. You can download your policy from your Padder account, and your landlord receives confirmation that Padder Deposit is in place — so they don't collect a Last Month's Rent deposit from you.
To understand what the policy covers, see What does Padder Deposit cover?