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How Padder Works (High-Level)

Padder integrates into leasing workflows in a straightforward way:

  • Onboarding: a landlord/operator partners with Padder.
  • Referral: a tenant is referred by the landlord/operator to apply.
  • Application: the tenant completes an application (requirements vary by program and deal type).
  • Quote & activation: if approved, the tenant may receive a quote and can choose to proceed (where applicable).
  • Lease proceeds as normal: the lease remains the governing agreement between the tenant and landlord/operator.
  • If an issue occurs: the relevant claims or reimbursement steps are followed based on the governing documents.

Signing & payment (what to expect)

  • Signatures: Padder uses DocuSign for policy and warranty/service agreement signatures (as applicable).
  • Payments: where payment is required, Padder processes payments through HubSpot Payments and/or Stripe, depending on the program and workflow.

Good to know

  • Coverage, eligibility, and payment obligations are governed by the applicable policy or agreement documents.
  • “Rent” is typically defined as base rent only, excluding add-ons like parking, utilities, and other fees.

Where a payout is made, the landlord/operator is the beneficiary, and the tenant(s) may have reimbursement obligations under an indemnity agreement where applicable.