--- title: Can I transfer Padder to a new unit or landlord? description: Padder policies are tied to one lease and unit. Moving units usually means a new application; if your building is sold, coverage follows the new owner. image: https://help.padder.com/hubfs/Partner_Brand_Centre/Padder_Link_Preview_1200x630.png --- [Skip to content](https://help.padder.com/transfer-padder-policy#main-content) [![Padder Logo](https://help.padder.com/hs-fs/hubfs/Padder%20Logo.png?width=250&height=72&name=Padder%20Logo.png)](https://help.padder.com) - [Help Centre](https://help.padder.com/) - [Claims Centre](https://resources.padder.com/claims) - [Contact support](https://resources.padder.com/support) Open main navigation Close main navigation - [Help Centre](https://help.padder.com/) - [Claims Centre](https://resources.padder.com/claims) - [Contact support](https://resources.padder.com/support) Search the Help Centre - There are no suggestions because the search field is empty. 1. [Padder Help Centre](https://help.padder.com/) 2. [Residential Tenant](https://help.padder.com/residential-tenant) 3. [Managing Your Policy: Changes, Transfers & Reapplying](https://help.padder.com/residential-tenant#managing-your-policy-changes-transfers-reapplying) October 9, 2026 # Can I transfer Padder to a new unit or landlord? ## Padder policies are typically tied to one specific lease, unit, and landlord. It usually doesn’t “move with you” automatically, but in some cases we can review a transfer. #### **Can Padder move with me to a new unit or building?** Your Padder policy is tied to your current lease, including your monthly base rent, unit, address and named leaseholders. It doesn’t transfer to a different building or unit, even one with the same landlord or property manager, without Padder’s prior written consent on behalf of the insurer. Moving to a different unit in the same building may be possible case by case. Email [support@padder.com](mailto:support@padder.com) to tell us what’s changing. To keep your coverage active, please don’t sign a new lease until you have our written consent. --- #### **When a new application is required** You should expect to submit a new Padder application if: - You’re moving to a new landlord or different property manager, even in the same city - You’re moving to a building that is not partnered with Padder - The product changes (e.g., you used Padder Guarantor before, but the new landlord only uses Padder Deposit, or vice versa) - Your rent or household changes significantly - Your existing policy term has ended with your old tenancy In these scenarios, your previous Padder policy ends with the old lease, and the new landlord/lease would need to be underwritten on its own. --- #### **How to request a review** If you’re thinking about moving and want to know whether your Padder coverage can transfer: 1. **Reach out to Padder before you move or sign the new lease** 1. Contact Padder support. 2. **Include key details** 1. Your full name 2. Current building and unit 3. Your existing Padder policy or invoice number (if you have it handy) 4. Details of the new unit/lease: 1. New address and unit 2. Landlord or property manager 3. Monthly base rent 4. Lease start date 3. **Padder will review and confirm next steps** 1. We’ll let you know if: 1. A transfer/amendment is possible, and what that looks like, or 2. You’ll need a new application for the new lease. Until Padder has confirmed in writing, you should assume your existing policy does *not* automatically cover a new unit or landlord. - [Residential Tenant](https://help.padder.com/residential-tenant#main-content) - [Start Here: About Padder & Your Options](https://help.padder.com/residential-tenant#start-here-about-padder-your-options) - [Padder Credit Builder](https://help.padder.com/residential-tenant#padder-credit-builder) - [Eligibility: Who Padder Is For](https://help.padder.com/residential-tenant#eligibility-who-padder-is-for) - [Coverage & Limits: What’s Protected](https://help.padder.com/residential-tenant#coverage-limits-whats-protected) - [Pricing, Payment & Refunds](https://help.padder.com/residential-tenant#pricing-payment-refunds) - [Applying to Padder: How the Process Works](https://help.padder.com/residential-tenant#applying-to-padder-how-the-process-works) - [Troubleshooting Your Application](https://help.padder.com/residential-tenant#troubleshooting-your-application) - [Your Responsibilities & the Indemnity Agreement](https://help.padder.com/residential-tenant#your-responsibilities-the-indemnity-agreement) - [Managing Your Policy: Changes, Transfers & Reapplying](https://help.padder.com/residential-tenant#managing-your-policy-changes-transfers-reapplying) - [Trust, Safety & Support](https://help.padder.com/residential-tenant#trust-safety-support) - [Frequently Asked Questions](https://help.padder.com/residential-tenant#frequently-asked-questions) - [Residential Operator](https://help.padder.com/residential-operator#main-content) - [Getting Started & Referrals](https://help.padder.com/residential-operator#getting-started-referrals) - [Coverage & Claims](https://help.padder.com/residential-operator#coverage-claims) - [Frequently Asked Questions](https://help.padder.com/residential-operator#frequently-asked-questions) - [Terms of use](https://padder.com/terms-of-use/) - [Privacy Policy](https://padder.com/privacy-policy/) - [Privacy Statement](https://resources.padder.com/privacy-statement) - [Disclosure Statement](https://resources.padder.com/disclosure-statement) - [Regulatory Disclosures](https://resources.padder.com/regulatory-disclosures) - [CISRO Conduct Sheet](https://www.cisro-ocra.com/Documents/View/2471) - [Broker Fact Sheet](https://www.ribo.com/wp-content/uploads/2025/01/RIBO_Conduct_Sheet_040622-fact_sheet-1.pdf) - [Contact us](https://resources.padder.com/support) [![Padder Logo](https://help.padder.com/hs-fs/hubfs/Padder%20Logo.png?width=180&height=52&name=Padder%20Logo.png "Padder Logo")](https://www.padder.com) Padder Underwriting Inc. is a licensed insurance broker headquartered in Toronto, Ontario. It arranges coverage for tenants and landlords in provinces where it is licensed to offer insurance products. Padder partners with licensed Canadian insurers to provide your coverage. Need help? Paddie, our AI chat, is here any time. Our team is on email and phone Monday to Friday, 9am to 5pm ET. © 2026 Padder Underwriting Inc. All rights reserved.