---
title: Who can apply for Padder Guarantor?
description: "Who can apply for Padder Guarantor: renters at participating Ontario buildings, including students, newcomers and self-employed applicants. What you need."
image: https://help.padder.com/hubfs/Partner_Brand_Centre/Padder_Link_Preview_1200x630.png
---

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1. [Padder Help Centre](https://help.padder.com/)
2. [Residential Tenant](https://help.padder.com/residential-tenant)
3. [Eligibility: Who Padder Is For](https://help.padder.com/residential-tenant#eligibility-who-padder-is-for)

September 19, 2026

# Who can apply for Padder Guarantor?

## Padder Guarantor is available to renters applying at a Padder-partner residential property.

### Who Padder Guarantor is designed for

Padder Guarantor is built to support renters whose applications may benefit from additional backing, including:

- Newcomers to Canada and international residents
- International and domestic students
- Recent graduates and early-career professionals
- Self-employed, contract, or gig workers
- Renters building their credit history
- Renters who don't have a local co-signer or guarantor

In these situations, Padder gives your landlord a structured, insured way to move your application forward.

- [Residential Tenant](https://help.padder.com/residential-tenant#main-content)

    - [Start Here: About Padder & Your Options](https://help.padder.com/residential-tenant#start-here-about-padder-your-options)
    - [Padder Credit Builder](https://help.padder.com/residential-tenant#padder-credit-builder)
    - [Eligibility: Who Padder Is For](https://help.padder.com/residential-tenant#eligibility-who-padder-is-for)
    - [Coverage & Limits: What’s Protected](https://help.padder.com/residential-tenant#coverage-limits-whats-protected)
    - [Pricing, Payment & Refunds](https://help.padder.com/residential-tenant#pricing-payment-refunds)
    - [Applying to Padder: How the Process Works](https://help.padder.com/residential-tenant#applying-to-padder-how-the-process-works)
    - [Troubleshooting Your Application](https://help.padder.com/residential-tenant#troubleshooting-your-application)
    - [Your Responsibilities & the Indemnity Agreement](https://help.padder.com/residential-tenant#your-responsibilities-the-indemnity-agreement)
    - [Managing Your Policy: Changes, Transfers & Reapplying](https://help.padder.com/residential-tenant#managing-your-policy-changes-transfers-reapplying)
    - [Trust, Safety & Support](https://help.padder.com/residential-tenant#trust-safety-support)
    - [Frequently Asked Questions](https://help.padder.com/residential-tenant#frequently-asked-questions)
- [Residential Operator](https://help.padder.com/residential-operator#main-content)

    - [Getting Started & Referrals](https://help.padder.com/residential-operator#getting-started-referrals)
    - [Coverage & Claims](https://help.padder.com/residential-operator#coverage-claims)
    - [Frequently Asked Questions](https://help.padder.com/residential-operator#frequently-asked-questions)

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Padder Underwriting Inc. is a licensed insurance broker headquartered in Toronto, Ontario. It arranges coverage for tenants and landlords in provinces where it is licensed to offer insurance products. Padder partners with licensed Canadian insurers to provide your coverage.

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