Our mission & impact

Who We Are

Padder is a team of insurance, technology, and real estate experts working to remove barriers to leasing across Canada. We help residential renters and commercial tenants secure leases while providing landlords with financial protection.

Why We Started Padder

More than half of Canadian renters spend over a third of their income on rent, and many small businesses struggle to secure leases without large deposits or personal guarantees. Padder was built to close these gaps — creating smart, simple financial products that help tenants get approved and help property owners lease with confidence.

Our Commitment

We believe every tenant deserves a fair shot — whether it’s finding a place to live or growing a business. That’s why we donate a portion of our operating income to Canadian charities focused on housing access and economic opportunity.