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Can I apply if I’m new to Canada, self-employed, or have no Canadian credit history?

Yes! Padder Guarantor is designed for renters just like you.

You can apply if you’re:

  • New to Canada
  • Self-employed or freelance
  • Working gig jobs
  • Have little or no Canadian credit history
  • Need a little extra help to meet your landlord’s approval criteria

Padder looks at your full situation — not just a credit score — to help you qualify for the home you want.