What documents do I need to apply for Padder Guarantor?

To apply, you’ll need to provide:

• Government-issued photo ID
• Proof of employment (if applicable)
• Proof of income (pay stubs and bank statements)
• Proof of savings (if applicable)
• Visa or immigration documents (if applicable)

Is my SIN required to apply?

Short answer: No—sharing your Social Insurance Number (SIN) is optional.

Why we ask: Providing your SIN lets us run a soft credit check (no impact to your score). This helps us:

• Verify identity and match the correct credit profile
• Pull accurate data quickly to speed up your approval
• Price your quote as precisely and fairly as possible

Data security: Your information is stored securely and accessed only by authorized personnel for the purpose of assessing your application.

Prefer not to share your SIN? No problem—you can still apply.