Does Padder Guarantor protect my rent payments or just my landlord?
Padder Guarantor protects your landlord — not your rent payments.
If you default on your lease, Padder may pay your landlord for missed rent payments — but you are still legally responsible for your lease.
If Padder pays your landlord:
- You must repay Padder for the amount they covered
- This is part of the agreement you accept when you use Padder
- Padder may work with you to arrange repayment after your lease ends
Important: Padder is not a rent subsidy or assistance program. It’s a contractual liability insurance policy that helps you qualify — but you’re still fully responsible for your lease.