How is Padder Guarantor different from a personal co-signer?

Padder Guarantor is an insurance policy that helps you secure a lease without a personal co-signer or additional upfront cash deposit beyond your last month’s rent.

What makes it different:

• The lease is backed by a regulated insurer—not a friend or family member
• Landlords have direct reimbursement rights under the policy
• If Padder pays your landlord, you’re responsible for repaying Padder directly
• It gives both you and your landlord added confidence throughout the lease