How is Padder different from a co-signer or parental guarantor?
A professional guarantor—no personal favours required.
A co-signer or parental guarantor is usually a family member or friend who agrees to cover your rent if you can’t pay. They share legal responsibility for your lease, which can feel like a big favour to ask.
Padder is different:
- Padder is a professional guarantor — you pay a one-time fee instead of asking someone you know.
- Padder steps in to protect your landlord if you default, just like a co-signer would.
- There’s no personal relationship or awkward conversations — it’s simple, secure, and private.