How is Padder Guarantor different from a traditional co-signer?

Padder Guarantor is an insurance policy that replaces the need for a personal co-signer.

What makes it different:

• The lease is backed by a regulated insurer, not a friend or family member
• Landlords have direct reimbursement rights under the policy
• If a covered tenant defaults, Padder pays you first, then works directly with the tenant on repayment — no follow-up or collections on your end