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Understanding Padder Lease Coverage

Padder Lease Coverage is a modern leasing tool that eliminates the need for traditional security deposits and letters of credit, providing a flexible alternative for both landlords and tenants. 

 


What is Padder Lease Coverage?

Padder replaces large upfront security deposits and letters of credit with a risk-managed, warranty-backed guarantee. Instead of requiring tenants to lock up thousands in cash, Padder provides landlords with a financial guarantee that protects against:

  • Unpaid Rent Protection – Up to 12 months’ rent
  • Legal/Remedial Action Fees – Up to $10,000
  • Vacancy/Re-Leasing Costs – Up to 3 months' rent

For Tenants – Padder frees up capital for operational growth, improving leasing accessibility.

For Landlords – Padder provides financial security, reducing leasing risk and speeding up deal approvals.