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Who Pays for Padder Lease Protection?

The renter does. 


How is the Padder Fee Paid?

Once a tenant is approved for Padder Lease Protection, a custom quote and agreement are issued for review and signature by both the landlord and tenant.

Signatures are required before payment can be issued.

After the agreement is signed, the landlord will receive an invoice with a payment link. Payment must be submitted within 7 calendar days to activate protection.

Although the landlord issues the payment directly, the Padder fee can be included as a line item in the tenant’s lease, ensuring no out-of-pocket cost to the landlord while protecting the property and preserving the tenant’s liquidity.


Accepted Payment Methods

  • Credit Card (Visa, Mastercard, AMEX)

  • Credit Debit (Visa Debit, Mastercard Debit)

  • Bank Transfer or Wire Transfer


Payment Options

The Padder program fee may be paid in full or through monthly instalments. Monthly payment plans are offered on a case-by-case basis and may not be available for all lease guarantees.


How Pricing is Determined

Padder pricing is set through an underwriting process and aligned with regulator-approved rates.

This lease protection solution offers landlords added financial security—while helping tenants secure commercial space without locking up valuable working capital.