What are the eligibility requirements for Padder Guarantor?

To be eligible for Padder Guarantor, tenants must:

• Be renting a residential unit in Ontario
• Be entering into a standard Ontario lease agreement
• Provide a valid government-issued photo ID
• Meet Padder’s underwriting criteria

Padder helps many responsible renters qualify — but not everyone will be approved. Applications may be declined if:

• The tenant doesn’t meet Padder’s underwriting criteria
• Required documents are incomplete or can’t be verified

Only approved tenants who complete payment before lease signing are eligible for coverage.