Why would a landlord refer me to apply for Padder Guarantor?
A landlord might suggest Padder Guarantor if you don’t fully meet their usual approval criteria — like income, credit history, or local references.
Padder acts like a professional guarantor: it gives your landlord extra protection if you ever default, and helps you strengthen your application to get approved with confidence.
Important: Applying for Padder is always your choice. Landlords cannot require you to buy a Padder policy as a condition of your lease.